:root{--navy:#123d61;--deep:#102f4a;--ink:#19334b;--text:#4c6170;--muted:#718493;--gold:#f4a340;--gold-soft:#fff4e5;--cream:#f8fafc;--line:#e4ebf0;--white:#fff;--radius:20px;--shadow:0 18px 55px rgba(17,50,77,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;line-height:1.65;background:#fff;-webkit-font-smoothing:antialiased}img,svg{max-width:100%}img{display:block}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}button{cursor:pointer}strong{font-weight:750}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(2.9rem,5.6vw,5.35rem)}h2{font-size:clamp(2rem,3.5vw,3.3rem)}h3{font-size:1.3rem}p{color:var(--text)}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #f7b753;outline-offset:4px}.container{width:min(1190px,calc(100% - 48px));margin-inline:auto}.icon{width:20px;height:20px;flex:none;vertical-align:middle}.skip-link{position:absolute;top:-80px;left:15px;background:#fff;padding:12px 20px;z-index:9999}.skip-link:focus{top:12px}.top-strip{background:var(--deep);color:#d6e6ef;font-size:.76rem;letter-spacing:.01em}.top-strip-inner{display:flex;align-items:center;justify-content:space-between;min-height:40px;gap:20px}.top-strip-inner span,.top-strip-inner a{display:inline-flex;gap:9px;align-items:center}.top-strip .icon{width:15px;height:15px;color:#e6ab64}.top-strip a:hover{text-decoration:underline}.site-header{position:relative;z-index:15;background:rgba(255,255,255,.96);box-shadow:0 1px 0 rgba(13,49,75,.07)}.nav-wrap{min-height:94px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:inline-flex;align-items:center;gap:13px;white-space:nowrap}.brand-icon{width:51px;height:51px;flex:none}.brand strong{display:block;font-size:1.58rem;letter-spacing:-.065em;line-height:1.1;color:var(--deep)}.brand-dot{color:#f1a13f}.brand small{display:block;color:#758b99;letter-spacing:.20em;font-size:.56rem;font-weight:800;margin-top:4px}.main-nav{display:flex;align-items:center;gap:24px}.main-nav>a:not(.btn){color:#536776;font-size:.88rem;font-weight:650;transition:color .18s}.main-nav>a:not(.btn):hover,.main-nav>a.current:not(.btn){color:var(--navy)}.main-nav>a.current:not(.btn){position:relative}.main-nav>a.current:not(.btn):after{content:"";position:absolute;bottom:-16px;left:0;right:0;height:3px;background:var(--gold);border-radius:3px}.btn{display:inline-flex;justify-content:center;align-items:center;gap:10px;border-radius:11px;padding:15px 23px;border:1px solid transparent;font-weight:760;font-size:.92rem;line-height:1.2;transition:transform .2s,box-shadow .2s,background .2s;color:var(--navy)}.btn .icon{width:17px;height:17px}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--navy);color:#fff;box-shadow:0 8px 22px rgba(19,61,97,.16)}.btn-primary:hover{background:#0a304e;box-shadow:0 12px 24px rgba(19,61,97,.2)}.btn-secondary{background:var(--gold);color:#1b3041}.btn-secondary:hover{background:#ffb957}.btn-outline{border-color:#cddae4;background:#fff;color:var(--navy)}.btn-outline:hover{border-color:var(--navy)}.btn-white{background:#fff;color:var(--navy)}.btn-small{padding:12px 17px}.btn-mini{padding:11px 15px;font-size:.79rem}.menu-toggle{display:none;border:1px solid var(--line);border-radius:10px;background:#fff;padding:9px;color:var(--navy)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;color:#be7a2b;font-size:.74rem;font-weight:850;letter-spacing:.18em;text-transform:uppercase}.eyebrow:before{content:"";display:inline-block;width:26px;height:2px;border-radius:2px;background:var(--gold)}.eyebrow.light{color:#fcd29b}.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#f8fafc 0%,#fff 43%,#ecf4f8 100%)}.hero:after{content:"";position:absolute;width:620px;height:620px;border:1px solid #dfeaf0;border-radius:50%;right:-360px;top:-350px;pointer-events:none}.hero-grid{display:grid;grid-template-columns:1fr 1.04fr;align-items:center;gap:46px;min-height:655px;padding-block:75px 88px}.hero-content{position:relative;z-index:1}.hero h1{margin:21px 0 24px;color:var(--deep)}.hero h1 span{color:#e29a43}.hero-lead{font-size:1.14rem;line-height:1.9;max-width:550px;margin-bottom:32px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.trust-row{display:flex;align-items:center;gap:12px;color:#657786;font-weight:620;font-size:.82rem;margin-top:43px}.trust-row .icon{color:#e49c3d}.trust-row span{height:20px;width:1px;background:#cdd9e2}.hero-art{position:relative;display:grid;place-items:center}.hero-art img{width:100%;max-width:630px;filter:drop-shadow(0 24px 35px rgba(24,65,93,.1))}.art-badge{position:absolute;left:-18px;bottom:36px;background:#fff;padding:14px 22px;border:1px solid #e5edf3;border-radius:13px;box-shadow:var(--shadow);display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:750;font-size:.88rem}.art-badge .icon{color:#d38b31}.stats-strip{background:var(--deep);color:#fff}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;padding-block:27px}.stat{display:flex;gap:17px;align-items:center;justify-content:center}.stat:not(:last-child){border-right:1px solid #41627c}.stat .stat-icon{display:grid;place-items:center;width:45px;height:45px;border-radius:12px;background:rgba(255,255,255,.09);color:#ffc678}.stat strong{display:block;font-size:1.2rem;line-height:1.25;color:#fff}.stat span{font-size:.75rem;color:#b6c9d8}
.section{padding:105px 0}.section-soft{background:#f7fafc}.section-head{max-width:690px;margin-bottom:44px}.section-head h2{margin:14px 0 17px;color:var(--deep)}.section-head p{font-size:1rem;margin:0}.centered{text-align:center;margin-inline:auto}.centered .eyebrow{justify-content:center}.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:23px}.feature-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:37px 30px;min-height:294px;box-shadow:0 8px 30px rgba(17,50,77,.025);transition:transform .25s,box-shadow .25s}.feature-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.feature-icon{display:grid;place-items:center;width:62px;height:62px;border-radius:15px;background:#eef5f9;color:var(--navy);margin-bottom:27px}.feature-icon .icon{width:28px;height:28px}.feature-card h3{color:var(--deep);margin-bottom:13px}.feature-card p{font-size:.91rem;line-height:1.8;margin-bottom:22px}.text-link{display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-weight:760;font-size:.88rem}.text-link .icon{width:16px;height:16px;transition:transform .2s}.text-link:hover .icon{transform:translateX(4px)}.split{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.split-copy h2{margin:17px 0 23px}.split-copy p{line-height:1.9;margin-bottom:23px}.check-list{display:grid;gap:16px;padding:0;margin:27px 0 32px;list-style:none}.check-list li{display:flex;align-items:start;gap:11px;color:#4d6575;font-size:.91rem}.check-list .icon{color:#25856a;width:19px;height:19px;margin-top:3px}.picture-panel{position:relative;background:linear-gradient(155deg,#eaf3f8,#dcecf5);border-radius:28px;min-height:450px;display:grid;place-items:center;padding:30px;overflow:hidden}.picture-panel:before{content:"";position:absolute;width:450px;height:450px;border:1px solid #bfd4e2;border-radius:50%;right:-120px;top:-180px}.picture-panel img{position:relative;max-height:390px;object-fit:contain}.picture-float{position:absolute;bottom:20px;right:20px;background:#fff;border-radius:13px;box-shadow:var(--shadow);padding:16px 20px;color:var(--navy);font-weight:780}.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:23px}.benefit{border:1px solid var(--line);background:#fff;padding:31px 24px;border-radius:17px}.benefit .icon{color:#d7953e;width:29px;height:29px;margin-bottom:20px}.benefit h3{font-size:1.1rem}.benefit p{font-size:.87rem;margin-bottom:0}.note-panel{display:flex;align-items:start;gap:18px;background:#fff9f0;border:1px solid #f6dfbd;border-radius:16px;padding:23px 27px}.note-panel>.icon{color:#bd7d35;flex:none}.note-panel h3{font-size:1rem;margin-bottom:5px}.note-panel p{margin:0;font-size:.88rem;line-height:1.8}.cta-strip{display:flex;align-items:center;justify-content:space-between;gap:30px;border-radius:23px;background:linear-gradient(105deg,#123d61,#275a7d);padding:40px 50px;color:#fff}.cta-strip h2{font-size:1.7rem;color:#fff;margin:0 0 7px}.cta-strip p{color:#d5e6f0;margin:0}
.page-hero{background:linear-gradient(115deg,#f7fafc,#e8f2f7);padding:75px 0 72px;border-bottom:1px solid #e0eaf0}.page-hero .eyebrow{margin-bottom:14px}.page-hero h1{font-size:clamp(2.7rem,4.8vw,4.2rem);max-width:840px;color:var(--deep);margin:0 0 18px}.page-hero p{max-width:690px;font-size:1.06rem;margin:0}.breadcrumb{font-size:.76rem;color:#6f8393;margin-bottom:27px}.breadcrumb a:hover{text-decoration:underline}.breadcrumb span{margin-inline:9px;color:#adc0cd}.content-section{padding:80px 0 100px}.intro-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:55px;align-items:start}.rich-text h2{font-size:1.75rem;margin:0 0 18px;color:var(--deep)}.rich-text h3{font-size:1.25rem;margin:35px 0 12px;color:var(--deep)}.rich-text p{line-height:1.95;margin:0 0 18px}.rich-text ul{padding-left:22px;color:var(--text);line-height:1.95}.rich-text a{color:#0e6997;text-decoration:underline;text-underline-offset:2px}.data-card{border:1px solid var(--line);background:#fff;border-radius:22px;padding:32px;box-shadow:var(--shadow)}.data-card h2{font-size:1.4rem;margin-bottom:23px}.data-row{padding:14px 0;border-top:1px solid var(--line)}.data-row span{display:block;color:#788a96;text-transform:uppercase;letter-spacing:.07em;font-weight:750;font-size:.69rem;margin-bottom:4px}.data-row strong{font-size:.95rem;color:#25455d;overflow-wrap:anywhere}.service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.service-card{display:grid;grid-template-columns:60px 1fr;gap:20px;border:1px solid var(--line);border-radius:18px;padding:32px;background:#fff}.service-card .feature-icon{width:55px;height:55px;margin:0}.service-card h3{margin:0 0 11px}.service-card p{font-size:.9rem;line-height:1.85;margin:0}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.step{padding:31px;border:1px solid var(--line);border-radius:18px;background:#fff}.step-number{width:45px;height:45px;display:grid;place-items:center;border-radius:50%;background:#fff0dc;color:#aa6b21;font-size:1.08rem;font-weight:900;margin-bottom:22px}.step h3{font-size:1.1rem}.step p{font-size:.88rem;margin:0}.faq-layout{display:grid;grid-template-columns:.75fr 1.35fr;gap:70px;align-items:start}.faq-item{border:1px solid var(--line);border-radius:14px;margin-bottom:13px;background:#fff;overflow:hidden}.faq-item summary{display:flex;align-items:center;justify-content:space-between;cursor:pointer;padding:23px 26px;font-weight:760;color:var(--deep);list-style:none;gap:15px}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";color:#a77b45;font-size:1.5rem;font-weight:400}.faq-item[open] summary:after{content:"−"}.faq-item[open]{border-color:#bdd0dc;box-shadow:0 8px 30px rgba(17,50,77,.05)}.faq-item p{padding:0 26px 23px;margin:0;font-size:.91rem;line-height:1.85}.contact-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:50px;align-items:start}.contact-info-card{border:1px solid var(--line);border-radius:20px;padding:31px;background:#f9fbfc;margin-bottom:20px}.contact-info-card .feature-icon{margin-bottom:20px}.contact-info-card h3{margin:0 0 11px}.contact-info-card a{color:#16618c;font-weight:750;overflow-wrap:anywhere}.contact-info-card p{margin-bottom:0;font-size:.86rem}.contact-form{border:1px solid var(--line);border-radius:23px;padding:40px;background:#fff;box-shadow:var(--shadow)}.contact-form h2{font-size:1.85rem;margin-bottom:12px}.contact-form>p{font-size:.91rem;margin-bottom:28px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field{margin-bottom:19px}.field label{display:block;font-size:.81rem;font-weight:800;color:#38556c;margin-bottom:8px}.field input,.field select,.field textarea{width:100%;border:1px solid #cfdce6;border-radius:10px;background:#fff;padding:12px 14px;color:#263e52;transition:border-color .2s,box-shadow .2s}.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:#3276a4;box-shadow:0 0 0 3px #e6f1f9}.field textarea{resize:vertical;min-height:145px}.checkbox-row{display:flex;align-items:flex-start;gap:12px;font-size:.81rem;line-height:1.65;color:#5c7080}.checkbox-row input{width:18px;height:18px;flex:none;margin-top:3px;accent-color:var(--navy)}.checkbox-row a{color:#106391;text-decoration:underline}.form-note{font-size:.75rem;margin:17px 0 0}.notice{border-radius:12px;padding:14px 18px;margin:0 0 21px;font-size:.88rem;line-height:1.65}.notice-success{background:#ebf7f0;color:#176444;border:1px solid #b5dec6}.notice-error{background:#fff1ef;color:#9f3f32;border:1px solid #efc2bd}.notice ul{margin:8px 0 0;padding-left:20px}.hp-field{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}.legal-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:60px;align-items:start}.legal-nav{position:sticky;top:25px;padding:23px;border:1px solid var(--line);border-radius:14px;background:#fafcfd}.legal-nav h3{font-size:.92rem;margin-bottom:16px}.legal-nav a{display:block;font-size:.8rem;color:#5d7180;margin:12px 0}.legal-nav a:hover{color:var(--navy);text-decoration:underline}.legal-copy h2{font-size:1.6rem;color:var(--deep);margin:40px 0 17px;scroll-margin-top:20px}.legal-copy h2:first-child{margin-top:0}.legal-copy p,.legal-copy li{font-size:.91rem;line-height:1.95;color:var(--text)}.legal-copy ul{padding-left:22px}.legal-copy a{color:#006a9c;text-decoration:underline}.legal-note{padding:18px 22px;border-radius:12px;background:#f3f8fb;border-left:3px solid #5486a7;font-size:.86rem;color:#567184;margin-bottom:28px}.error-page{text-align:center;padding:125px 25px}.error-page strong{font-size:7rem;color:#d8e5ee;line-height:1}.error-page h1{font-size:2.8rem;margin:18px 0}.error-page p{max-width:480px;margin:0 auto 27px}
.prefooter{background:#174769;color:#fff}.prefooter-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:58px 0}.prefooter h2{color:#fff;font-size:2rem;margin:13px 0 10px}.prefooter p{color:#c6dfec;max-width:560px;margin:0}.site-footer{background:#0d293f;color:#c1d1df}.footer-grid{padding:72px 0 59px;display:grid;grid-template-columns:1.5fr .75fr .9fr 1.1fr;gap:52px}.brand-footer strong{color:#fff}.brand-footer small{color:#a5bccc}.footer-about p{max-width:310px;font-size:.87rem;line-height:1.85;margin-top:24px}.footer-grid h3{color:#fff;font-size:.94rem;margin:5px 0 23px;letter-spacing:-.01em}.footer-grid>div:not(:first-child)>a,.footer-link{display:flex;align-items:center;gap:7px;margin:0 0 12px;font-size:.84rem;color:#b8c9d7;line-height:1.7;overflow-wrap:anywhere}.footer-grid a:hover,.footer-link:hover{color:#fff}.footer-link{padding:0;border:0;background:none;text-align:left}.footer-detail{font-size:.81rem;line-height:1.7;margin:22px 0 8px;color:#a9bfcd}.footer-detail strong{color:#dce8ef}.footer-bottom{display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap;border-top:1px solid #2d485c;padding:24px 0 30px;font-size:.76rem;color:#91acbd}.footer-bottom a:hover{color:#fff}.cookie-banner[hidden]{display:none!important}.cookie-banner{position:fixed;z-index:60;bottom:22px;left:50%;transform:translateX(-50%);width:min(920px,calc(100% - 30px));background:#fff;padding:23px 25px;border-radius:17px;box-shadow:0 20px 90px rgba(4,25,42,.25);border:1px solid #e0ebf1;display:flex;align-items:center;justify-content:space-between;gap:22px}.cookie-intro{display:flex;align-items:flex-start;gap:16px}.cookie-icon{background:#edf5f9;color:var(--navy);width:43px;height:43px;border-radius:12px;display:grid;place-items:center;flex:none}.cookie-intro h2{font-size:1.04rem;margin:0 0 5px}.cookie-intro p{margin:0;font-size:.76rem;line-height:1.6}.cookie-intro a{color:#126a9a;text-decoration:underline}.cookie-actions{display:flex;flex-direction:column;gap:9px;flex:none}.cookie-actions .btn{white-space:nowrap}
@media(max-width:1100px){.main-nav{gap:15px}.main-nav>a:not(.btn){font-size:.82rem}.nav-cta{display:none}.hero-grid{gap:20px}.footer-grid{gap:25px}.split{gap:45px}}
@media(max-width:850px){.container{width:min(100% - 36px,1190px)}.top-strip-inner{justify-content:center}.top-strip-inner>a{display:none}.nav-wrap{min-height:77px}.brand-icon{width:44px;height:44px}.brand strong{font-size:1.42rem}.menu-toggle{display:grid;place-items:center}.main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;box-shadow:0 18px 25px rgba(0,0,0,.08);padding:19px 25px 26px;flex-direction:column;align-items:stretch;gap:0}.main-nav.is-open{display:flex}.main-nav>a:not(.btn){padding:12px 6px;font-size:.97rem}.main-nav>a.current:not(.btn):after{display:none}.main-nav .nav-cta{display:inline-flex;align-self:flex-start;margin-top:9px}.hero-grid{grid-template-columns:1fr;padding-block:66px 60px;min-height:auto}.hero h1{max-width:650px}.hero-art{max-width:600px;margin:auto;width:100%}.art-badge{left:5px;bottom:8px}.features-grid{grid-template-columns:repeat(2,1fr)}.split,.intro-grid,.contact-grid,.faq-layout{grid-template-columns:1fr;gap:40px}.legal-layout{grid-template-columns:1fr;gap:35px}.legal-nav{position:static}.legal-nav a{display:inline-block;margin:4px 14px 4px 0}.benefits-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.prefooter-inner{align-items:flex-start;flex-direction:column}.stats-grid{gap:12px}.stat{gap:9px}.stats-grid strong{font-size:1rem}}
@media(max-width:590px){h1{font-size:2.72rem}.hero-grid{padding-top:53px}.hero-lead{font-size:1rem}.hero-actions{display:grid;grid-template-columns:1fr}.hero-actions .btn{width:100%}.hero-art{margin-top:10px}.art-badge{padding:10px 13px;font-size:.73rem}.section{padding:73px 0}.section-head{margin-bottom:31px}.features-grid,.service-grid,.steps,.benefits-grid{grid-template-columns:1fr}.feature-card{min-height:unset;padding:29px}.picture-panel{min-height:320px}.picture-panel img{max-height:280px}.stats-grid{grid-template-columns:1fr;gap:0;padding:10px 0}.stat{justify-content:flex-start;padding:13px 2px}.stat:not(:last-child){border-right:none;border-bottom:1px solid #41627c}.page-hero{padding:44px 0 48px}.page-hero h1{font-size:2.45rem}.content-section{padding:53px 0 70px}.service-card{padding:25px 20px;grid-template-columns:45px 1fr;gap:15px}.service-card .feature-icon{width:44px;height:44px}.service-card .icon{width:23px;height:23px}.data-card{padding:23px}.cta-strip{padding:30px 25px;flex-direction:column;align-items:flex-start}.form-grid{grid-template-columns:1fr;gap:0}.contact-form{padding:24px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px 20px;padding-top:57px}.footer-about{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom>*{display:block;margin:0 0 8px}.cookie-banner{align-items:stretch;flex-direction:column;bottom:10px;padding:18px}.cookie-actions{flex-direction:row}.cookie-actions .btn{flex:1;font-size:.72rem;padding:10px 7px}.prefooter-inner{padding:48px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}
.mt-34{margin-top:34px}.mt-36{margin-top:36px}.mt-40{margin-top:40px}